Big Announcement! Maryam Nawaz Launches Meri Gari Free Car Scheme: 10,000+ People to Receive Free Cars!
The CM Punjab Meri Gari Scheme 2026 is a special program launched by the Government of Punjab under the leadership of Chief Minister Maryam Nawaz. This scheme is designed to help low- and middle-income families buy a car through easy monthly installments and low government-subsidized interest rates.
In today’s world, rising fuel prices and limited public transport make it difficult for families to travel safely and efficiently. This scheme provides a digital, transparent, and fair way for citizens to own a car, support their work, or increase their mobility.
What Is the CM Punjab Meri Gari Scheme 2026?
The scheme is a government-backed car financing program. It allows eligible residents of Punjab to purchase new or certified used cars (up to 3 years old) with flexible repayment plans.
The main goals of this program are:
- Make car ownership affordable for families
- Support women and youth to earn through ride-hailing or transport services
- Increase employment opportunities
- Ensure fair and transparent distribution using a digital system
- Remove middlemen and agents, so no one is cheated
This scheme focuses on helping students, salaried employees, working women, and self-employed people access vehicles for personal or professional use.
Who Can Apply for CM Punjab Meri Gari Scheme 2026?
To ensure fairness and financial sustainability, the government has defined clear eligibility rules:
- Age: 20–50 years
- Minimum monthly income: Rs. 30,000
- Residency: Must hold a valid Punjab CNIC and domicile
- Financial history: No bank loan defaults
- Income proof: Must have a stable source of income or employment proof
Priority is given to:
- Working women and female students
- Differently-abled citizens
- People planning to use the vehicle for income generation
Applicants who meet these conditions have a higher chance in the digital lottery system.
Vehicle Options and Financial Benefits
The scheme provides flexible vehicle choices and affordable financing compared to private banks.
Key Features:
- Vehicle options: New cars or certified used cars (up to 3 years old)
- Down payment: 15%–20% of car price
- Monthly installments: Starting from Rs. 25,000
- Markup rate: Subsidized 6%–8%
- Repayment period: 3 to 7 years
- Application: Fully online
This plan allows citizens to own a car for personal use or for ride-hailing services like Careem, Bykea, and local transport businesses.
How to Apply Online
The application process is simple and fully digital, so applicants do not need to visit offices or pay agents.
Steps to Apply:
- Go to the official Punjab Government portal: https://punjab.gov.pk
- Create an account using CNIC and mobile number
- Select your vehicle type and financing plan
- Enter personal details, income, and employment information
- Upload required documents
- Submit the application and save your tracking ID
Tip: Make sure all information is correct. Wrong or incomplete details can cause rejection.
Required Documents
Applicants should prepare the following documents before registration:
- CNIC (front and back)
- Income proof (salary slips or bank statement)
- Utility bill (last 3 months)
- Recent passport-size photographs
- Driving license (optional but preferred)
Uploading clear and readable documents ensures faster verification and approval.
Example of Installment Plan
The government has made this plan affordable for low- and middle-income families.
Example:
- Car price: Rs. 1,600,000
- Down payment: 15%
- Monthly installment: Rs. 25,000 approx.
- Repayment period: Up to 7 years
This makes owning a car possible without putting heavy pressure on monthly budgets.
How to Check Application Status
Applicants can check the status of their application easily:
- Online portal login using CNIC
- SMS alerts on the registered mobile number
- Visit e-Khidmat Centers for assistance
The status may show:
- Under Review – Application is being processed
- Verified – Documents are confirmed
- Approved – You are selected for the scheme
Why CM Punjab Meri Gari Scheme 2026 Matters
This scheme is more than just car financing. It supports economic growth and social welfare.
Benefits Include:
- Employment opportunities: Citizens can use vehicles for ride-hailing or local transport
- Women empowerment: Women can travel safely and independently
- Youth income generation: Students or young people can earn through driving jobs
- Transparent system: No agents or corruption, using a digital lottery
This program ensures fair distribution and helps low- and middle-income families improve their quality of life.
Conclusion
The CM Punjab Meri Gari Scheme 2026 is a game-changer for affordable transportation in Punjab.
With low down payments, subsidized interest, flexible installments, and a fully online application process, this program makes car ownership accessible to more people than ever.
By promoting women’s mobility, youth employment, and transparency, this scheme also strengthens social and economic welfare.
If you meet the eligibility criteria, apply as soon as possible and track your application regularly to enjoy this amazing government initiative.
FAQs
1. Who can apply for the scheme?
- Punjab residents aged 20–50 with a minimum monthly income of Rs. 30,000.
2. What is the minimum monthly installment?
- Installments start from approximately Rs. 25,000.
3. Are used cars allowed?
- Yes, certified used cars up to 3 years old are allowed.
4. How can I check my application status?
- Through the online portal or SMS alerts.
5. Can women apply for this scheme?
- Yes, priority is given to working women and female students.
